Lead Generation Strategist
Michael Chen
Michael Chen is a digital marketing and lead generation specialist with a decade of experience in insurance performance marketing. He advises agencies on lead source evaluation, ROI analysis, and multi-channel lead management. Michael began his career running paid acquisition for an ACA-focused call center, where he built the attribution and cohort analysis systems that let the operation scale from 30 to 300 agents without losing profitability. From there he moved into consulting, working with insurance agencies, IMOs, and lead vendors on everything from landing page optimization to dialer routing and data hygiene. He has managed multi-million-dollar ad budgets across Google, Meta, and native platforms, and has sat on every side of the lead transaction — buyer, seller, and generator. Michael writes for InsureLeads on lead ROI calculation, live transfer economics, aged lead workflows, and how agencies should evaluate new vendors. His approach is data-driven and skeptical of industry marketing claims: every recommendation he publishes is grounded in actual cost and conversion math he has run.
Articles by Michael Chen
Tow Truck Insurance: What Agents Need to Know
An agent guide to tow truck insurance: on-hook, garagekeepers, liability, and physical damage coverage, plus why wrecker…
Commercial AutoBox Truck Insurance: The Complete Agent Guide
An agent guide to box truck insurance: non-CDL vs CDL rules, for-hire vs not-for-hire coverage, cargo limits, cost drive…
Commercial AutoAged Trucking Insurance Leads: A Complete Guide for Agents
Aged trucking insurance leads cost $2-$12 and close at 2-5%. This guide covers renewal-cycle timing, dialer workflow, an…
Commercial AutoExclusive vs Shared Trucking Insurance Leads: Which Convert Better?
Exclusive trucking leads cost more but convert at 5-12% versus 3-7% on shared. With $9,000-$16,000 premiums on the line,…
Commercial AutoPrimary Liability vs Physical Damage: Trucking Coverage Explained
Primary liability protects the public and is FMCSA-mandated; physical damage protects the truck and is lender-required. …
Life InsuranceHow to Generate Term Life Insurance Leads: 8 Proven Strategies for 2026
8 proven strategies for generating term life insurance leads in 2026, from SEO and paid search to social media, referral…