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Premium Insurance Leads for Agents

Exclusive Insurance Leads That Actually Convert

Organic, exclusive leads across 7 insurance verticals — delivered in real time. No contracts. TCPA compliant. All 50 states.

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50,000+Leads Delivered Monthly
97%TCPA Compliance Rate
4.8/5Agent Satisfaction Score
500+Active Agency Partners

What Is InsureLeads?

InsureLeads provides exclusive, organic insurance leads across 7 verticals — Final Expense, Medicare, ACA/Health, Life, Auto, Home, and IUL. Leads are generated from real consumer search intent (not PPC aggregators), delivered in real time via live transfers, exclusive web leads, or aged leads. Over 50,000 leads are delivered monthly to 500+ agency partners across all 50 states, with a 97% TCPA compliance rate. No long-term contracts required.

  • 7 insurance verticals with 3 lead formats each
  • Over 50,000 leads delivered monthly to 500+ agencies
  • Real-time delivery via phone, email, SMS, or CRM
  • TCPA compliant with no long-term contracts
50,000+Leads Delivered Monthly
97%TCPA Compliance Rate
4.8/5Agent Satisfaction Score
500+Active Agency Partners

Insurance Leads for Every Vertical

Choose your specialty. We generate organic, high-intent prospects across all major insurance lines — no PPC middlemen, no shared leads.

Final Expense Leads

Connect with seniors actively seeking affordable burial and end-of-life insurance coverage. Our final expense leads are pre-qualified and ready to talk.

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Medicare Leads

Reach seniors turning 65 or entering Special Enrollment Periods who are actively researching Medicare Supplement and Medicare Advantage plans.

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ACA / Health Insurance Leads

Connect with individuals and families shopping for ACA marketplace health insurance plans during Open Enrollment and Special Enrollment Periods.

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Life Insurance Leads

Reach individuals and families actively seeking term life, whole life, and universal life insurance quotes for income protection and estate planning.

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Auto Insurance Leads

Connect with drivers actively shopping for auto insurance quotes. High-intent consumers comparing rates and ready to switch providers.

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Home Insurance Leads

Connect with homeowners and home buyers shopping for property insurance, including homeowners, renters, and flood insurance coverage.

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IUL Leads

Connect with high-net-worth individuals and retirement-focused prospects actively researching Indexed Universal Life insurance for tax-free retirement income and cash value growth.

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Choose Your Lead Format

From live phone transfers to budget-friendly aged leads — pick the format that matches your sales process.

Live Transfers

Pre-qualified prospects transferred to your phone in real time

$25-55 per connected callClose rate: 15-30%
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Exclusive Web Leads

Fresh inbound leads delivered exclusively to your agency

$15-45 per leadClose rate: 5-15%
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Aged Leads

High-volume leads at a fraction of real-time cost

$3-15 per leadClose rate: 2-6%
Learn More →

Compare Lead Types Side by Side

See how Live Transfers, Exclusive Web Leads, and Aged Leads stack up on cost, close rate, and ROI.

Insurance agents choose between three lead delivery formats: live transfers (pre-qualified prospects warm-transferred to your phone in real time), exclusive web leads (fresh inbound form submissions delivered only to your agency), and aged leads (previously generated inquiries available at a fraction of real-time cost). Each format offers different tradeoffs between cost, close rate, and speed to contact.

The table below compares final expense lead formats across six key dimensions to help you choose the right lead type for your sales process and budget. Learn more about each format: live transfer leads, exclusive web leads, aged leads.

Comparison of Final Expense live transfer leads, exclusive web leads, and aged leads by price, close rate, speed, best use case, delivery method, and ROI per $100 spent.
MetricLive TransfersExclusive Web LeadsAged Leads
Price Range$30–$55 per lead$25–$45 per lead$5–$15 per lead
Avg. Close Rate15–30%Highest5–15%2–6%
Speed to ContactInstant (live call)< 30 secondsAgent-initiated
Best ForExperienced phone closersAppointment-setting teamsHigh-volume dialers
Delivery MethodWarm phone transferEmail / SMS / CRMBulk CSV / CRM
ROI per $100 Spent+$136Best ROI+$29+$80

Which Final Expense Lead Type Should You Choose?

Choose live transfers if you want the highest close rates (15–30%) and have a sales team ready to take calls in real time. Live transfers cost more per lead but deliver the best conversion rates because prospects are pre-qualified and warm-transferred directly to your phone.

Choose exclusive web leads if you want a balance of cost and quality. Web leads are delivered within 30 seconds of form submission and are never shared with other agents. They work best for agencies with CRM automation and disciplined follow-up processes.

Choose aged leads if you need high volume at the lowest cost. Aged insurance leads are 70–90% cheaper than real-time leads and work well for experienced dialers, training new agents, and building pipeline on a budget. Many aged lead prospects are still actively shopping for coverage.

Most successful agencies use a mix of all three formats — live transfers for highest-value closings, web leads for consistent pipeline, and aged leads for volume. Contact our team or view pricing to build a custom lead package.

Values shown are industry averages for final expense leads and may vary by state, agent experience, and follow-up speed. Close rates and ROI improve significantly with sub-5-minute response times and strong follow-up processes.

Specialty Insurance Leads

Targeted lead programs for specific enrollment windows, consumer segments, and sales formats.

Medicare OEP Leads

January to March Medicare Advantage plan-switcher leads with lower competition than AEP.

Open Enrollment Leads

ACA marketplace leads during the annual Open Enrollment Period from November through January.

Under-65 Health Insurance Leads

Year-round leads from consumers shopping for individual and family health plans.

Preset Insurance Appointments

Pre-qualified, confirmed meetings across Medicare, Final Expense, IUL, and more.

Tax-Free Retirement Leads

High-net-worth prospects researching tax-free retirement income through IUL.

Medicare Turning 65 Leads

Year-round leads from seniors entering their Initial Enrollment Period.

How InsureLeads Works

Four simple steps from sign-up to closing your first lead

1

Choose Your Lead Type

Select from 6 insurance verticals and 3 delivery formats. Customize targeting by state, demographics, and volume.

2

We Generate & Qualify

Our multi-channel campaigns capture high-intent consumers. Every lead is verified for valid contact info and genuine interest.

3

Instant Delivery

Leads are delivered to your preferred channel — phone, email, SMS, or CRM — within seconds of generation.

4

You Close & Grow

Connect with pre-qualified prospects ready to discuss coverage. Scale your volume as your book of business grows.

Trusted by 500+ Insurance Agents

Real results from real agents using InsureLeads every day

“

InsureLeads completely transformed my final expense business. The live transfers are pre-qualified and genuinely interested. My close rate went from 12% to over 25% in the first month.

JR
James R.Final Expense Agent — Texas
“

During AEP, InsureLeads was my primary lead source. The volume was consistent, the quality was outstanding, and their team adjusted targeting based on my feedback. Best Medicare leads I have used.

MS
Maria S.Medicare Specialist — Florida
“

We run a 15-agent call center and InsureLeads handles our entire lead pipeline. Life, auto, and home leads are consistently high quality. Their CRM integration made onboarding seamless.

DK
David K.Agency Owner — California

Lead ROI Calculator

See exactly how much revenue your lead investment can generate. Adjust the sliders to match your sales operation.

How to use this lead ROI calculator: Enter the number of insurance leads you plan to purchase each month, your expected cost per lead, your historical close rate percentage, and your average commission per closed policy. The calculator instantly shows your projected monthly revenue, total lead investment, net profit, return on investment (ROI), cost per acquisition (CPA), break-even close rate, and estimated deals closed per month.

This tool helps insurance agents and agencies evaluate whether leads from providers like InsureLeads will be profitable based on their specific sales metrics. Industry benchmarks show that agents who respond to leads within 5 minutes see close rates 3–5× higher than those who wait 30+ minutes. Explore our live transfer leads, exclusive web leads, or aged leads to find the format that matches your sales process.

Adjust your lead investment parameters
Projected Monthly Revenue$6,000
Total Lead Investment$2,500
Net Profit$3,500
Return on Investment140%
Cost Per Acquisition$208
Break-Even Close Rate5%
Deals Closed Per Month12
Get a Custom Lead Package

Results are estimates based on industry averages. Actual results vary by agent experience, follow-up speed, and market conditions. See our pricing page for current lead costs.

Available in All 50 States

Click your state to see available lead types and local pricing

Frequently Asked Questions

Everything you need to know about buying insurance leads

InsureLeads offers leads across 7 insurance verticals: Final Expense, Medicare, ACA/Health, Life Insurance, Auto Insurance, Home Insurance, and IUL (Indexed Universal Life). Each vertical is available in three delivery formats — Live Transfers, Exclusive Web Leads, and Aged Leads — giving agents 21 distinct lead products to match their sales process. Over 50,000 leads are delivered monthly across all verticals.

Yes, all real-time web leads and live transfers from InsureLeads are 100% exclusive to your agency and are never resold to competing agents. This exclusivity drives higher contact rates (typically 60-80%) and better close rates compared to shared lead sources. Aged leads may have been previously delivered to one other agent and are priced at a significant discount accordingly.

Live transfers connect you with a pre-qualified prospect in real time — typically within 30 seconds of the consumer requesting information. Exclusive web leads are delivered within 30 seconds of form submission via email, SMS, or direct CRM integration. Industry data shows that contacting a lead within 5 minutes of submission increases conversion rates by up to 400%, which is why InsureLeads prioritizes speed-to-delivery above all else.

No, InsureLeads does not require long-term contracts. All plans are flexible month-to-month with no cancellation fees and no minimum commitment periods for web leads. You can adjust your lead volume, geographic targeting, and verticals at any time. Over 500 active agency partners choose to stay with InsureLeads month after month based on lead quality alone.

InsureLeads generates insurance leads in all 50 US states. Targeting options include state-level, county-level, and ZIP code-level geographic filtering depending on your plan tier and available inventory in your chosen vertical. The highest-volume states include Texas, Florida, California, New York, and Ohio, though leads are available in every state year-round.

InsureLeads integrates with all major insurance CRMs including Salesforce, HubSpot, Zoho, AgencyBloc, and any system that accepts webhook or API delivery. CRM setup and integration is included at no extra cost for Professional and Enterprise plan customers. Most integrations are configured within 24 hours and require no technical expertise from your team.

Ready to Fill Your Pipeline?

Join 500+ insurance agents and agencies who trust InsureLeads for pre-qualified, TCPA-compliant leads delivered in real time.

Get Started TodayView Pricing

Get Your Custom Lead Package

Tell us about your agency and we will build a lead program that fits your volume, budget, and territory.

Your Selection

Phone: (855) 555-LEAD

Email: info@insureleads.com

Hours: Mon-Fri, 8am-8pm EST

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What insurance leads do you need?

Select one or more verticals. We'll tailor your quote.